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Empower Your Business with

Flexible & Affordable Business Loans

  • Flexible Loan Options
  • Quick and Easy Application Process
  • Experienced Lending Team
Find out more about applying

Our 3-Step funding process makes it easy

  • Quick & Easy Application

    As a small business owner, we understand how valuable your time is. At UVC, we can evaluate your request in 24 hours and fund your business within the next business day.

  • Select What Works for You

    Fill out our short 1-minute application online and include necessary documents.

  • Get the Capital You Need!

    We are able to look beyond your personal credit profile and focus on the health of your business.
    Sign your contract and receive money in as fast as 24 hours!

Apply now

What are the Benefits of Term Business Loans?

Fast Funding

  • Most short term loan programs are funded quickly, some within 24 hours
  • Not waiting for loan funds to hit your account means you can utilize the money when and where you need it most
  • Our Streamlined Approval Process can get the money you need to grow your business, without having to wait or navigate complicated processes.

Increased Approval Rates

  • Term business loan lenders often don’t require collateral or lengthy paperwork for approval, saving you time and headache
  • We are different than any other lender because we have no requirements. Making our approval rating increasingly high.

Flexible Repayment Options

  • Customized, short term loans can offer a variety of payment options
  • Flexibility lets you set up a loan program that works best for your unique business needs

Take Care of Immediate Needs

  • Cover costs such as an unexpected equipment repair or a higher than expected tax bills, short term loans allow you to take on unforeseen circumstances
  • Use short term loans to set your business up now for long-term success in the future with upgrades to your business

Your business needs options.
We have no requirements to apply.

At Universal Victory Capital, we believe in making financing accessible to everyone, regardless of their credit score or financial history. We understand that unexpected expenses or business needs can arise, and we want to be there to help you find the best possible solution. That’s why we offer loans with no minimum requirements and a simple application process. Whether you’re a small business owner, entrepreneur, or individual in need of financial assistance, we welcome you to apply with us.

Your dedicated, U.S. based loan advisor is available to help you every step of the way.

Call: (310) 474-5169

M-F 9am–6pm PST

Frequently asked questions

Here are some commonly asked questions about Universal Victory Capital and our services. If you have any additional questions, feel free to contact us and our team will be happy to assist you.

Ready to apply?

We currently offer only business loans.

The interest rate on our loans varies depending on the loan type, loan amount, and your creditworthiness. We strive to offer competitive rates and will work with you to find a loan that fits your financial situation.

Our loan approval process is typically fast and efficient. We aim to provide a decision within 24 to 48 hours of receiving your loan application.

Once your loan is approved, the funds will be deposited into your account within 1-3 business days.

No, there is no prepayment penalty for paying off your loan early. In fact, we encourage our clients to pay off their loans early, as it can save them money on interest.

We offer both secured and unsecured loans, depending on the loan type and your creditworthiness. For secured loans, collateral may be required.

Yes, we work with clients of all credit backgrounds. While a poor credit score may affect your loan options and interest rates, we will work with you to find a loan that fits your financial situation.

You can contact us by phone, email, or by filling out the contact form on our website. Our customer service team is available to assist you with any questions or concerns you may have.

They make it happen!

“I remember the process being smooth and straightforward, it can be incredibly stressful; fortunately, Universal Victory Capital had quick questions and quick responses. I could see how much financing I was approved for and what that meant [regarding payback]. I had the opportunity to review everything before I took the loan. The speed and efficiency of the process were incredible. I was able to introduce my materials and increase sales 4X over.”

Jessica Rochon
Knitting Materials Warehouse, Inc.
Los Angeles, CA

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