1
Apply Online
Fill out our quick 5-minute application. No paperwork required.
Fast Funding for Uber, Lyft & Delivery Drivers
Get the working capital you need to grow your business. No minimum FICO score required. Same-day approvals. Simple online process.
No minimum FICO score
Same-day approvals
Fast funding in 24 hours
100% online process
How It Works
Get funded in three simple steps
2
Get Approved
Receive a same-day decision from our team. No credit score minimums.
3
Receive Funds
Money deposited directly into your account within 24-48 hours.
Who We Help
Flexible funding solutions for modern workers and entrepreneurs
Rideshare Drivers
Uber, Lyft, and other rideshare drivers looking to upgrade vehicles or cover expenses.
Delivery Workers
DoorDash, UberEats, Postmates, and other delivery professionals needing working capital.
Small Businesses
Independent contractors and small business owners seeking fast, flexible funding.
Why Choose Universal Victory Capital
We're committed to your success
Transparent Process
No hidden fees or surprises. You'll know exactly what to expect from day one.
Lightning Fast
Same-day approvals and funding within 24 hours. We move at your speed.
Real Human Support
Talk to real people who understand your business. No bots, no runarounds.
Flexible Terms
Repayment options that work with your cash flow, not against it.
No FICO Minimum
We look at your business potential, not just your credit score.
Built for You
Designed specifically for gig workers and app-based entrepreneurs.
What Our Clients Say
Real stories from real drivers and business owners
"Universal Victory Capital helped me upgrade my car when I needed it most. The process was super fast - I got approved the same day and had the money in my account within 48 hours. No hassle, no stress!"
Marcus Johnson
Uber Driver, Los Angeles
"I was worried about my credit score, but they didn't even ask about it. They looked at my delivery income and approved me right away. The customer service was amazing - always a real person on the phone."
Sofia Martinez
DoorDash Driver, Miami
"As a contractor, traditional banks always turned me down. Universal Victory understood my business and gave me the working capital I needed to grow. Highly recommend!"
David Chen
Small Business Owner, San Francisco
Frequently Asked Questions
Everything you need to know about our funding process